About SWIFT Code VBVZHR22

VBVZHR22 identifies J And T Banka D.D. in Varazdin, Croatia, on the international SWIFT network. The code breaks down as: bank code VBVZ, country HR, location 22, and branch XXX (head office).

Use this code when receiving or sending an international wire transfer to J And T Banka D.D.. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code VBVZHR22?

VBVZHR22 belongs to J And T Banka D.D. in Varazdin, Croatia.

Is VBVZHR22 valid for international transfers?

Yes - it's a valid 8-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.