About SWIFT Code SPHTFIH1

SPHTFIH1 identifies Sp-Rahastoyhtio Oy in Helsinki, Finland, on the international SWIFT network. The code breaks down as: bank code SPHT, country FI, location H1, and branch XXX (head office).

Use this code when receiving or sending an international wire transfer to Sp-Rahastoyhtio Oy. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code SPHTFIH1?

SPHTFIH1 belongs to Sp-Rahastoyhtio Oy in Helsinki, Finland.

Is SPHTFIH1 valid for international transfers?

Yes - it's a valid 8-character BIC: bank code SPHT, country FI, location H1, branch XXX. Pair it with the recipient's account number or IBAN, and always confirm with the receiving bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.

What do I need besides the SWIFT code for an international transfer?

Typically the recipient's full name and address, their account number or IBAN, the bank's name and address, and the SWIFT/BIC code SPHTFIH1. Some countries also require a purpose-of-payment code.