Is SPHBAT21 a valid SWIFT code?

Yes, SPHBAT21 is a valid 8-character SWIFT/BIC code: bank code SPHB, country AT, location 21, branch XXX. Always confirm with the receiving bank before sending a transfer.

What do I need besides the SWIFT code for an international transfer?

Typically the recipient's full name and address, their account number or IBAN, the bank's name and address, and the SWIFT/BIC code SPHBAT21. Some countries also require a purpose-of-payment code.

SPHBAT21 - Niederoesterreichische Sparkasse SWIFT Code, Hainburg, Austria

Q: What bank uses SWIFT code SPHBAT21?

SPHBAT21 is the SWIFT/BIC code of Niederoesterreichische Sparkasse located in Hainburg, Austria.

About SWIFT Code SPHBAT21

SPHBAT21 identifies Niederoesterreichische Sparkasse in Hainburg, Austria, on the international SWIFT network. The code breaks down as: bank code SPHB, country AT, location 21, and branch XXX (head office).

Use this code when receiving or sending an international wire transfer to Niederoesterreichische Sparkasse. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code SPHBAT21?

SPHBAT21 belongs to Niederoesterreichische Sparkasse in Hainburg, Austria.

Is SPHBAT21 valid for international transfers?

Yes - it's a valid 8-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.

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