About SWIFT Code SCTCUS31
SCTCUS31 identifies
Trustco Bank, National Association in Schenectady,Ny, United States,
on the international SWIFT network. The code breaks down as: bank code
SCTC, country US,
location 31, and branch
XXX (head office).
Use this code when receiving or sending an international wire transfer to Trustco Bank, National Association. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →
Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.
Frequently Asked Questions
What bank uses SWIFT code SCTCUS31?
SCTCUS31 belongs to Trustco Bank, National Association in Schenectady,Ny, United States.
Is SCTCUS31 valid for international transfers?
Yes - it's a valid 8-character BIC: bank code SCTC, country US, location 31, branch XXX. Pair it with the recipient's account number or IBAN, and always confirm with the receiving bank before wiring money.
What's the difference between an 8 and 11 character code?
8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.
What do I need besides the SWIFT code for an international transfer?
Typically the recipient's full name and address, their account number or IBAN, the bank's name and address, and the SWIFT/BIC code SCTCUS31. Some countries also require a purpose-of-payment code.