About SWIFT Code ROYCUS3103M

ROYCUS3103M identifies Royal Bank Of Canada in Miami,Fl, United States, on the international SWIFT network. The code breaks down as: bank code ROYC, country US, location 31, and branch 03M.

Use this code when receiving or sending an international wire transfer to Royal Bank Of Canada. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code ROYCUS3103M?

ROYCUS3103M belongs to Royal Bank Of Canada in Miami,Fl, United States.

Is ROYCUS3103M valid for international transfers?

Yes - it's a valid 11-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.