About SWIFT Code PNBMESM1
PNBMESM1 identifies
Philippine National Bank, S.A. in Madrid, Spain,
on the international SWIFT network. The code breaks down as: bank code
PNBM, country ES,
location M1, and branch
XXX (head office).
Use this code when receiving or sending an international wire transfer to Philippine National Bank, S.A.. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →
Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.
Frequently Asked Questions
What bank uses SWIFT code PNBMESM1?
PNBMESM1 belongs to Philippine National Bank, S.A. in Madrid, Spain.
Is PNBMESM1 valid for international transfers?
Yes - it's a valid 8-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.
What's the difference between an 8 and 11 character code?
8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.