About SWIFT Code PHTOUS31
PHTOUS31 identifies
Philadelphia Trust Company, The in Philadelphia,Pa, United States,
on the international SWIFT network. The code breaks down as: bank code
PHTO, country US,
location 31, and branch
XXX (head office).
Use this code when receiving or sending an international wire transfer to Philadelphia Trust Company, The. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →
Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.
Frequently Asked Questions
What bank uses SWIFT code PHTOUS31?
PHTOUS31 belongs to Philadelphia Trust Company, The in Philadelphia,Pa, United States.
Is PHTOUS31 valid for international transfers?
Yes - it's a valid 8-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.
What's the difference between an 8 and 11 character code?
8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.