About SWIFT Code MBGHGHAC

MBGHGHAC identifies Universal Merchant Bank Limited in Accra, Ghana, on the international SWIFT network. The code breaks down as: bank code MBGH, country GH, location AC, and branch XXX (head office).

Use this code when receiving or sending an international wire transfer to Universal Merchant Bank Limited. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code MBGHGHAC?

MBGHGHAC belongs to Universal Merchant Bank Limited in Accra, Ghana.

Is MBGHGHAC valid for international transfers?

Yes - it's a valid 8-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.