About SWIFT Code KAOKFI21

KAOKFI21 identifies Kainuun Osuuspankki in Kajaani, Finland, on the international SWIFT network. The code breaks down as: bank code KAOK, country FI, location 21, and branch XXX (head office).

Use this code when receiving or sending an international wire transfer to Kainuun Osuuspankki. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code KAOKFI21?

KAOKFI21 belongs to Kainuun Osuuspankki in Kajaani, Finland.

Is KAOKFI21 valid for international transfers?

Yes - it's a valid 8-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.