About SWIFT Code IOBAINBBS92

IOBAINBBS92 identifies Indian Overseas Bank ((Specialized Mid Corporate Ludhiana)) in Ludhiana, India, on the international SWIFT network. The code breaks down as: bank code IOBA, country IN, location BB, and branch S92.

Use this code when receiving or sending an international wire transfer to Indian Overseas Bank. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code IOBAINBBS92?

IOBAINBBS92 belongs to Indian Overseas Bank ((Specialized Mid Corporate Ludhiana)) in Ludhiana, India.

Is IOBAINBBS92 valid for international transfers?

Yes - it's a valid 11-character BIC: bank code IOBA, country IN, location BB, branch S92. Pair it with the recipient's account number or IBAN, and always confirm with the receiving bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.

What do I need besides the SWIFT code for an international transfer?

Typically the recipient's full name and address, their account number or IBAN, the bank's name and address, and the SWIFT/BIC code IOBAINBBS92. Some countries also require a purpose-of-payment code.