About SWIFT Code HFMLUS31
HFMLUS31 identifies
Heritage Financial Management, LLC in Charlottesville,Va, United States,
on the international SWIFT network. The code breaks down as: bank code
HFML, country US,
location 31, and branch
XXX (head office).
Use this code when receiving or sending an international wire transfer to Heritage Financial Management, LLC. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →
Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.
Frequently Asked Questions
What bank uses SWIFT code HFMLUS31?
HFMLUS31 belongs to Heritage Financial Management, LLC in Charlottesville,Va, United States.
Is HFMLUS31 valid for international transfers?
Yes - it's a valid 8-character BIC: bank code HFML, country US, location 31, branch XXX. Pair it with the recipient's account number or IBAN, and always confirm with the receiving bank before wiring money.
What's the difference between an 8 and 11 character code?
8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.
What do I need besides the SWIFT code for an international transfer?
Typically the recipient's full name and address, their account number or IBAN, the bank's name and address, and the SWIFT/BIC code HFMLUS31. Some countries also require a purpose-of-payment code.