About SWIFT Code GARNAZ21

GARNAZ21 identifies Garantiyabank in Baku, Azerbaijan, on the international SWIFT network. The code breaks down as: bank code GARN, country AZ, location 21, and branch XXX (head office).

Use this code when receiving or sending an international wire transfer to Garantiyabank. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code GARNAZ21?

GARNAZ21 belongs to Garantiyabank in Baku, Azerbaijan.

Is GARNAZ21 valid for international transfers?

Yes - it's a valid 8-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.