About SWIFT Code FNCTUS44

FNCTUS44 identifies First National Bank Of Central Texas in Waco,Tx, United States, on the international SWIFT network. The code breaks down as: bank code FNCT, country US, location 44, and branch XXX (head office).

Use this code when receiving or sending an international wire transfer to First National Bank Of Central Texas. You will usually also need the recipient's account number or IBAN. Learn how SWIFT codes work →

Always confirm the SWIFT code with the receiving bank before transferring money - codes can change and branch codes vary by account type.

Frequently Asked Questions

What bank uses SWIFT code FNCTUS44?

FNCTUS44 belongs to First National Bank Of Central Texas in Waco,Tx, United States.

Is FNCTUS44 valid for international transfers?

Yes - it's a valid 8-character BIC. Pair it with the recipient's account number or IBAN, and confirm with the bank before wiring money.

What's the difference between an 8 and 11 character code?

8-character codes identify the bank's head office; 11-character codes add a 3-character branch identifier. If no branch code is given, "XXX" (head office) is assumed.